Home / Rights & Programs / Free Mortgage Counselling — Guide for Those Entitled
Free Mortgage Counselling — Guide for Those Entitled in Ma'ale Adumim
The Ministry of Housing funds free mortgage counselling for housing benefit recipients. A certified adviser saves tens of thousands of ILS in interest.
About Ma'ale Adumim
Ma'ale Adumim is a city in the greater Jerusalem area with a vibrant Israeli-Ethiopian community. The real-estate market offers a wide range of apartments, duplexes and private homes — often at more accessible prices than neighbouring Jerusalem, with quick access to the capital and the central region.
Why Professional Advice?
Most people choose mortgages alone — and lose tens of thousands of ILS in unnecessary high interest. A certified mortgage adviser compares all bank offers, explains interest tracks (fixed, variable, prime), and ensures you use all eligible benefits.
Free Counselling — Who Qualifies?
Ministry of Housing free counselling for: 600K loan applicants, Homot grant applicants, new immigrants (up to 5 years), senior citizens (67+), public housing tenants buying an apartment.
How to access: Contact regional Housing Ministry → request "mortgage counselling" → free certified adviser assigned.
📞 Ministry of Housing: *5442
About Ma'ale Adumim
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Community Mortgage — 600,000 ILS for Ethiopian-Israelis
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Mortgage Guide for Ethiopian-Israelis 2026
Complete guide to all mortgage programs available to Ethiopian-Israelis: the 600K loan, Homot grant, 90% financing eligibility, and special interest tracks.
Right to Public Housing — Waiting List and How to Apply
Low-income families with long residency can apply for public housing. Average wait: 8-15 years, but special eligible groups receive priority.
Military Discharge Benefits for Ethiopian-Israeli Veterans
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