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Free Mortgage Counselling — Guide for Those Entitled in Kiryat Bialik
The Ministry of Housing funds free mortgage counselling for housing benefit recipients. A certified adviser saves tens of thousands of ILS in interest.
About Kiryat Bialik
Kiryat Bialik, one of the Kiryot settlements adjacent to Haifa, hosts a small Israeli-Ethiopian community. The city offers accessible real-estate prices relative to Haifa and easy access to employment areas and educational institutions in the north.
Why Professional Advice?
Most people choose mortgages alone — and lose tens of thousands of ILS in unnecessary high interest. A certified mortgage adviser compares all bank offers, explains interest tracks (fixed, variable, prime), and ensures you use all eligible benefits.
Free Counselling — Who Qualifies?
Ministry of Housing free counselling for: 600K loan applicants, Homot grant applicants, new immigrants (up to 5 years), senior citizens (67+), public housing tenants buying an apartment.
How to access: Contact regional Housing Ministry → request "mortgage counselling" → free certified adviser assigned.
📞 Ministry of Housing: *5442
About Kiryat Bialik
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Community Mortgage — 600,000 ILS for Ethiopian-Israelis
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Mortgage Guide for Ethiopian-Israelis 2026
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